16 December 2017

3 Tips for Surviving a Cash Flow Crunch

I have never met a business person who hasn't at one time or another had a cash flow crunch. There may be someone out there, but I've never met one. I know I have had one or two as I ease myself into this thing called business. You're not alone. Here are 3 lessons that I have learned where the rubber hit the road.

1. Don't beat yourself up over it. You got here because of decisions you have made. Accept it, learn from it and move on. No sense getting angry at yourself. It's counter productive.

2. You won't get out of one hole by digging another one.  As much as you may want to borrow from Peter to pay Paul, avoid the impulse. You're already overextended - think of ways to generate more revenue instead of looking for quick fixes. You're in a place of great learning - hard knocks are like that.

3. Get humble real quick.  The thing about good business people is that they're not afraid to humble themselves. Ask for an extension on payment if you need to but only if you won't inconvenience someone else. You need to get through this and keep your business going. Get humble real quick.

My two cents - something needs to change if this becomes a chronic problem in your business. Think long and hard about that.

Learn more about what we do at PeopleCan here.

10 December 2017

It's great to have a heart centered business but let's be serious, feeling good won't pay the bills.

My ideal client is just like me - or should I say -  how I used to be. 

They start a business with great big hearts and they just want everyone to have what they're offering because they care about you and YOUR well being, YOUR health, YOUR relationships, where you live or how your children are faring. Care and a heart to serve motivates them.  The heart to serve is great but it's essential to really get the profit motive that makes a business a business. 

I started PeopleCan Training primarily as a way to make money but I was highly motivated by an ethics of care and a heart to serve. I saw too many blue collar businesses out there working long hard hours at their craft while not bringing home enough to pay the bills.  I saw them slave over their amazing products without an ability to charge what they were worth - hence why I started using the word "charge large" which used to make me cringe I might add.

But a heart to serve won't pay the bills without some kickass practical skills around charging, collecting, professionalism and communication.  You can't live on bread alone, nor can you live for long on warm and fussy feelings. 

That's why I created drop in monthly coaching like Are you charging enough? and why I am offering a full day on the topic of money in the new year. People were out there learning about cash flow but there was a blockage in the revenue pipe that was caused by too much heart and not enough profit motive. 

Making money for your business lets you care more and give more and be better at what you do. That's why I ensure that each of my courses includes a piece about money mindset because frankly, I can't do a financial projection without talking about the elephant in the room.  If you're not comfie with the talk about cash - you're not going to last long in this biz.

So if you're ready to root out those cobwebs that might be holding you back. Stay tuned, the details of the full day program Big Bold 2018 will be coming out this week. Join us for a fully day of planning. 

Check out my candid story about my own Money Mindset evolution. 

18 November 2017

Is being nice hurting your business?

Business success takes a lot of mental toughness. It's a given - mental toughness and success go hand in hand. If you're like me, more often than not, you did it wrong before you did it right.

I'm a recovering doormat. I spent a large part of my life avoiding conflict and keeping the peace. You can imagine how that impacted my business - a venture where tough conversations are the norm especially when there is wiggle room for negotiation in price. Not a good scene!!!

I like to say I'm a  work in progress because the reality is that the tendency to be seen as nice still shows up on occasion and I have to stamp it out. It really is an ongoing battle.

In my classes, I talk about the internal workings that hold us back in business - being nice is one of those "driving with the handbrake on" moments. 

Enabling behaviour - helping someone to take advantage and mistreat us. It is often a taboo phrase - let's not talk about it in case we blame the victim. Well, I needed to talk about it because I was the only one that could stop it. 

In university, I encountered the term and it made me curious because it sounded so much like me. It intrigued me so much that I went looking for books on the topic. 

Books like Melody Beattie's Codependent No More and Beverly Engel's Nice Girl Syndrome  helped me to come to terms with the fact that 

I WAS HELPING PEOPLE TO TREAT ME LIKE CRAP!!! YIKES!!!

Are you fired up yet? The mental toughness that it takes to be successful DEMANDS that we take a long hard look in the mirror and put our finger on the problem. It's not about letting anyone off the hook - there are jerks out there!! No objection here. It's about being honest with yourself. 

Enable: to make able; give power, means, competence, or ability to authorize;

We enable when we don't speak up to someone who disrespects us. We enable when we overlook again and again. We enable when we can't find our voice.

Being nice means keeping the peace a lot of the time. To the extreme in most cases. We can't keep the peace and have a difficult conversation at the same time. The problem with being nice is that even the most professional tough conversation can feel pretty scary. Well, breaking that cycle is tough for nice people but in order to be successful, you've got to learn to be professional and to be fair including treating yourself with respect.

Respect is all about moving out of victim mindset and taking responsibility for your 
part in helping others treat you with disrespect.

"Enabling" let's raise awareness about this topic and end it today.

Join us on Nov 23rd as we take a deep dive in how it impacts our biz.  







4 November 2017

Entrepreneurship - Fixed and Growth Mindset and Visioning

Sit quietly for a few moments and imagine that its the end of the day (I'm assuming it's morning where you are). Now take a few deep breaths and think back on the day - what made it special? Did you spend time with friends? Was it the amazing round of golf in November or did you strike it rich at the casino? Did you enjoy a day on your own while the kids went on an adventure with grandma? Now.....

GET OUT THERE AND MAKE IT HAPPEN!!!

Fourteen years ago, when I started my learning journey, had I read this opening paragraph, I would have stopped reading. Not my thing. A little hocus pocus and foo fooy. 

But here I am today not only visioning as a regular part of my day but teaching others to vision as well. 

I used to be a Fixed Mindset gal. I can still remember Sister Mary - a nun who walked around with a stick, little black Oxford shoes, bushy eyebrows and a double chin hanging over her white wimple. She would stare at me sternly when we were caught climbing back in through the bathroom window after sneaking out for a smoke. 

We weren't taught to dream - we were taught to be obedient and to become great employees. That's what the public school system did. Entrepreneurial success requires that you be a dreamer - a growth mindset characteristic. If we don't know how to do that - we need to learn. 

I've had a few meetings recently where I had an opportunity to speak about three of the core competencies of entrepreneurship that I dabble in - communication, networking and MINDSET with the latter being the one that I enjoy speaking about most.

Generally I'm chatting with people who are old school fixed mindset - having a foot in each canoe helps me to bring the conversation to a place where they get curious about what I'm saying. That's all I want to do is start the dialogue. How do we teach fixed mindset people how to think like a growth mindset person? One part of that is teaching people how to vision. A clear vision of where you are going becomes a magnet, impacts your choices and gets you there quicker.


Here's how it looks for a 30 Day Sales Challenge.

- we have set a goal for what we want to achieve.
- we do a visioning exercise where we imagine that we're at Day 30.
- we visualize that we're looking back over the month to see what it is that we did to get here.
- use your imagination.
- what needed to go well.
- what people did we need to meet.
- what did we say no to?

Now get 'er done.


27 October 2017

Let's all teach people to fish - design for business training needs to get real.


Every time I look at this picture, it warms my heart. A friend had taken me out to the country and was giving me a lesson in fly fishing. I didn't do so well. This photo does not capture how incompetent I really was. We had a remarkable time - taking me back to the fun outdoorsy stuff that I miss.


There's an old adage that says  "Give a man a fish and he will eat for a day but teach him to fish and he will never go hungry."



I was given an opportunity this week to speak with stakeholders about teaching people to fish (become entrepreneurs) and how important it was that they be supported in that journey. Not just supported, but supported in the right way.

In the early days of my own entrepreneurial journey, I was adamant that I needed money to become a business owner. I really believed that having an influx of cash would get me started. But I was wrong. I didn't know what I didn't know. With a lot of humility I have learned tough lessons where the rubber hits the road. Some of those lessons have been very painful including the one where I recognized that I needed skills and not money.
I was a reluctant entrepreneur so I had no real desire to learn to fish. I needed to learn to survive and if it meant fishing, then I needed to learn. I also needed someone with the patience to teach me how. Even though I ended up teaching myself, it's a tough model - it's labour intensive, it takes too long and can wear a person down. Fortunately, I lived to tell the tale and so it has also become a gift. It has allowed me to gain insight that I wouldn't normally have been privy to had I not had that experience.

Here are a few of the lessons that I have learned where the rubber hits the road that continue to benefit me in designing business training:

1. Stop giving people handouts without ensuring that you also give them the supports they need to leverage the handout. Throwing money at a problem does not resolve the underlying problem. Support has to be intentional - tackling the issues that are front of mind for the learner.

2. Design matters -  the first business course I took taught me how to do financial management in business. I had no finances to manage and it all seemed so abstract. I couldn't figure out how to make my first $100.00 and someone wanted me to plug numbers into a spreadsheet that were higher than any numbers that I had ever seen in my life.

Having the right learning objectives in a program is as important as providing support for transfer learning. It's OK to take a course in a classroom but if you're left to your own devices when the program is over, then you're in hot water because learning is a vulnerable venture. Change is tough - doing it on our own is difficult. We need to have well designed programs that meet people where they are and then couple that training with the right support for transfer learning. Often when people leave the classroom, they don't have the supports in their lives to support the change they need to make. Make sure you offer an opportunity for support. 

3. Mindset matters - this is the hot button topic that permeates every class that I offer. It worked for the little engine and it works for us. What we believe matters. Learning is enhanced when we meet people where they are. Levels of oppression impact where the gaps are and how big they are. Money mindset, assertive communication, relationship building. All of these are core competencies in business. That's why I prefer to sprinkle every program with core competencies. It makes for a better, more engaged program. 

That's why people signed up for the 30 Day Sales Challenge after already being through it one time. They had results the first time around and when I offered the new and improved, they wanted to join again. I keep it real. We don't speak in abstracts - it's all about the hustle where the rubber hits the road. I like to meet clients where they are. This is essential to success in our industry. 

If you're in the business of supporting entrepreneurs, learn to give them what it is that they need not what you think they need - this takes courage. 

Want to book an appointment to talk about design?  







15 October 2017

Asking a stupid question is a very smart thing to do!!!

It took a lot of work to get a degree in my forties. As much as I enjoyed learning, it was a bit of an uphill battle most days. Dang, it was tough getting there - dropping my daughter off at the sitter before taking the bus 90 minutes one way. But beyond that, it was tough doing the double duty that my brain endured because....frankly, I had no idea what the professor was saying half the time.

It was hard enough to learn new topics like Statistics and Sociology but to top it all off, there were new words used daily that made no sense to me. One day, I remember feeling extremely frustrated as I tried to keep up with the topic that day and the teacher uses a sentence with the word "extrapolate" in it.

That naughty little voice inside me screamed "WTF. Extrapolate this you SOB." But of course I didn't say that. What I did ask was "Can you please tell me what extrapolate means?" She - the professor - looked at me with a look that said....well, it doesn't matter what I thought it said. She looked over the top of her glasses as she scanned the room. I knew she didn't like me interrupting her. She went on to tell us what it meant. When we left class that day - a few other students came over and told me that they were glad that I had asked that question. They were also struggling with some of the jargon.

My first year in university I purchased 3 dictionaries. No kidding - my sister and I used to share new words and they were coming at me fast and furious. I think I needed to take a separate course called "Unnecessary Words We Will Use So That We Look Smart".
"Why say marmalade when you can say jam?"
I still love plain language - oh, don't get me wrong - I can speak complicated language but I prefer to include people when I can. The words we use sometimes exclude people. Using too much jargon without explaining what it means is unnecessary. I also continue to be smart when it comes to asking questions that may make me look stupid. After all - asking those questions have opened doors for me. Some of the smartest people I have ever encountered have never spent one day in a university classroom. They don't use big words when we speak - but we get what they're trying to say.

Be the person who asks too many questions. As an educator, I take ownership of the lessons delivered. If the student doesn't get it, I like to deliver it in a new way. If I'm paying you to teach me something, I need to get what you're trying to say. I'm going to interrupt so that I can get it and follow the lesson.

They say there's no such thing as a stupid question - maybe/maybe not but I prefer to say that the only stupid question is the one you didn't ask.


7 October 2017

5 things to consider if you're planning to borrow money for business..

Are you thinking about borrowing money for business? If you are, I think there are a few things you need to consider before signing on the dotted line.

1. Do an accurate set of financial projections. This can save you a ton of grief. On the one end of the spectrum, without going through this exercise, it's possible that you won't ask for enough money. I worked with a client a while back who thought they needed X amount of dollars but when we looked at the project, they actually needed to borrow 3 times that amount to do what they planned on doing. Sometimes when we're acting from pure emotion, we don't have that level of objectivity to see the hidden costs. If numbers aren't your thing, work with someone who has strength in that area. 

2. Know thyself. If you're someone is so passionate that you just jump into all kinds of risk without even thinking about the financial cost - slow it down a bit. Knowing yourself is a good thing. If you're someone who spends frivolously on everything that catches your eye, you may want to rethink why you're borrowing money. 

3. Be honest with yourself. Don't kid yourself into believing that you're borrowing money for growth when you know you're borrowing money to pay down debt. If you're the last of the big spenders and don't pay attention to what you're spending, don't borrow. One of the problems that people have is that they're in denial about where their business is. If you are someone who never looks at your balance sheet, has no idea what YTD stands for or keeps everything in a Sobey's bag for 3 years, I'd be reluctant to borrow money just so you have cashflow. Don't lie to yourself.

4. Include the family in decision making. Here's a trend that is happening more often than we like to think. One person is the business owner - the spouse takes a hands and eyes off approach to what they are doing. Often there's overspending going on - borrowing from Peter to pay Paul until one day, the well dries up. Then the shit hits the fan and there's no option but to come clean. Sad when it happens and marriages have failed as a result. So, if you're new to business, don't go down this path. I'm not certain what the solution is but mis-representing your cash position to a spouse is not a good thing. Maybe including the family in decision making is a good idea. Maybe not! You get the idea. 

5. Know when it's time to wind up. This is a sad reality. Sometimes when you hold that mirror up to people and they get a good hard look at the realities of their business -- the writing is on the wall. You don't need to borrow money. You need to think about a new line of work. It's a hard pill to swallow for sure!!!

If you take all of this into consideration before you borrow - you may make a better decision. 

4 October 2017

Don't let your mindset undermine your hard work!!!


Are you out there pounding the pavement trying to sell your products and services only to look at that balance sheet at the end of the month and wonder why you even bother?

You're not alone - there are many entrepreneurs out there working way too hard to make a living. Ever wonder why that is? Ever wonder whether your mindset supports your success goals?

A sinkhole happens when the ground under a paved section can no longer support the weight. No matter how much asphalt you put on this hole, the hole will keep coming back until you deal with the underlying issues - erosion, lack of preparation etc.

That's like mindset - you can write the best copy, have unlimited financial resources to put into your business, but if you don't have the right mindset - the results are inevitable. Your mindset determines results.

Congruence between your actions and your mindset is key to achieving your goals. It takes work to change a mind that has been operating on autopilot for decades. It takes reflection, challenging your own assumptions and sometimes working against the majority. Mental toughness is needed to change a mind but if you want to achieve success, you can't ignore it. You have to take action or you'll continue to get the same results.

Check in today - what's going on below the surface?

If you want to be invited to any of our workshops on mindset - please ensure that you are on our mailing list. Sign Up


19 August 2017

"Card Laid, Card Played" works in a card game but has no place in business.

Newfoundlanders love a good game of cards. We had a lot of fun during a recent game of 120. Hearts were trump and Marg led with the deuce of Hearts. Ian played the Ace because he wanted this trick. Ken didn't see the Ace go down, so he played his King and by the look on his face, he was certain he was getting this trick.  He spotted the Ace as soon as his fingers dropped the King and he reached to pick it back up. "I meant to play the seven".

Suddenly, she was all in an uproar as they starting yelling

"CARD LAID, CARD PLAYED!!!"

They all started laughing and banging on the table because they now knew where the King was and that was a game changer. They loved watching Ken squirm. He hates messing up.

The rule "Card Laid, Card Played" works in cards.But don't get fooled into believing that the same rule applies in business. Not at all, the rule in business is that you can change your mind or course correct at anytime. It actually makes good business sense to do so. When you play the wrong card, you pick it back up.

If you've made a decision to start a business in one area and noticed that there's no real market  - it makes good business sense to cut your losses and try a different product, service, or location. It's the equivalent of laying one card and picking it back up because it's not the right move.

Now, here's a warning - people will talk!!! People will have an opinion and some may even want to tell you "I told you so!"

But who cares? This is business - do what's right for your business - the stakes are higher. A better rule for you is "Play your cards right!"

Join us for our 30 Day Sales Challenge (Learn from home)

PeopleCan Website

18 August 2017

Protecting Emotional Capital - Nipping Worry in the Bud

They say that there's no ROI on worry but don't kid yourself. Failing to get a grip on out of control worry does indeed impact your emotional capital. It can also impact your ability to make good financial decisions and this can lead to an impact on financial capital.

It's important to put worry into perspective and that's exactly what I did this week. As entrepreneurs, we wear many hats and this creates a fertile ground for worry. It happens to me and I have no doubt that it happens to you as well.

I'm at decision time in my business and I have found myself worrying about whether I was making the right decision. I really needed some assurances that the path I was taking was the right one. I mentioned my own business concern this week in a conversation with my business coach Michelle Pippin of Women Who Wow and she really got me thinking.

Michelle reminded me that no matter which road we decide to travel in our business, we have options. We can turn back or course correct at any time. This conversation helped me to put my own concerns into perspective. It helped me to see that I was worrying unnecessarily. I was able to go away and feel much better about the decisions I had to make.

When you're facing a stressful situation and you find yourself consumed with worry, there are steps you can take. Having someone to share your concerns with is key but do be selective. It's important that you choose a person who has some insight into the matter you're struggling with. Sharing a concern can look like complaining when shared with the wrong person.

Shining a spotlight on what you're worrying about and doing a mental check in is a great way to keep it real. Are things really as bad as you think they are? Worse case scenarios rarely ever happen you see.

We need mental toughness in business - taking steps to protect our emotional capital is key.  If you find yourself worrying - find someone to help you put it into perspective. It will free up those resources for something more productive.

15 August 2017

3 lessons I learned on my journey to learn the laws of attraction.

Let's set the stage here - when I first began studying the law of attraction, I had a ton of crap in my life and absolutely nothing to lose. I was also a sceptic. But guess what, my current recipe for success wasn't working - I may as well try this. The learning curve is always steeper in the early days but as we get better at it, we forget those early lessons. I wanted to share some of those while it was still fresh in my mind. Here are three huge lessons that come to mind for me.

1. Be grateful for the lessons - This was a bit of a tough one. Having experienced a few real ugly events in life, I resisted the urge to be grateful for my experiences. But I did find that if I tried to find the lesson in each experience, I could be grateful for the lesson. In the early days, I would jokingly tell people that the only thing I have to be grateful for is that the cat did her business in the litter box. But after a while I got it - we need to be grateful for the lesson that is embedded in everything that happens. If you come from a background of bad experiences, the only real way to manage this is to ask  "What have I learned from this?" Sometimes you may have only learned that you're strong or graceful under pressure. Over time, I've been able to revisit some of the events in my life that were more painful and find the lesson in them as well. Stick with it - it's a process.

2. Be very clear in what you're asking for - "I want a better life." is not an example of being clear in what you're asking for. In the early days I just wanted a "bit of peace" or "something good to happen." These kinds of statements are vague and ambiguous - they are certainly open to interpretation. Many people are afraid to ask for exactly what they want. I know I was. I had to deal with a ton of guilt around asking for too much blah blah blah. ASK FOR EXACTLY WHAT YOU WANT. Try it - clarity is key. So when you ask for "something good to happen" don't be surprised if the only good thing that happens is that your partner puts the toilet seat down. That's good isn't it?

3. Get rid of the guilt. Now that you're asking for what you want, don't keep it small. You deserve the good life too. Does the good life feel out of reach for you? Think about it, do you ever feel guilty asking for too much? Were you raised to believe that you're greedy if you ask for too much? If this is something that you're struggling with find a way to get rid of it. Admitting that it's an issue is the first step. No one benefits from you playing small. Seek and ye shall find - yes, all of ye.

Bonus!!! I had to unlearn a lot of stuff that I had learned along the way - some of these lessons I learned from parents, some from the church, the school and others. I continue to find remnants of this early teaching as I continue on this journey. Life is as much about unlearning as it is about learning. Go for it.

8 August 2017

Housekeeper and Bookkeeper - Money Well Spent

My housekeeper loves what she does. How do I know? Every two weeks I walk in the door and I stop for a moment to breathe in the "smell of clean". She is amazing and having a clean and tidy home are important to me - I don't particularly enjoy doing it myself (nor am I very good at it) and I make no excuse for my lack of domestic passion - my gifts lie in other areas. My housekeeper makes my life so much easier and makes me so much happier. 
My bookkeeper also brings a ton of value into my life. I could go on forever about the value in having a bookkeeper - how could I ever course correct in my biz if I couldn't check in regularly to see how I am doing? Collecting receipts and putting them aside until the end of year is a recipe for leaving money on the table. You can't map out a plan for where you want to end up if you have no idea where you are. A good bookkeeper will keep you on top of all that.

I like to expend all of my energy in the places where I get the most joy - neither of those have anything to do with keeping a tidy home or tidy books. But don't get me wrong - I do appreciate the value that each of these bring. They both help me to show up as the best business woman I can be.

Some folks say they can't afford it but the truth is, in both cases, it's money well spent. They free me up to do what I am good at and they keep me happy. I feel so grateful to have these two people in my life - they're amazing at what they do.

I must remember to give them both a big hug when I see them again.

2 August 2017

Living with an invisible disability

I've been challenged - on the bus, boarding early on a plane, all kinds of places. 

I live with invisible disabilities - not only am I "legally blind" but I also suffer from anxiety and depression and I think that those disabilities were acquired as a result of trying to live with the vision loss. 

So I get challenged all the time - as recently as lately when I flashed my CNIB card which allows me on public transit - and the driver says "Is that yours?" As if.... I look like someone who would f&#N pretend something like this.

I know I look cool and for the most part I'm a pretty happy person. But truth is, I'm living a life I didn't plan on living - it's difficult for a lady about town to stay in every evening and weekend because I don't drive. No night vision and messed up depth perception challenge my ability to be mobile.Taking a bus to networking events in the rain is very tough. Some days I feel downright sorry for myself - but then I give myself a kick in the arse and get over it. I have that privilege. 

But no one gets to ask if I'm pretending. It's no ones business. I don't need to go around looking a certain way. I won't sit on a street corner and weave baskets just to make you trust me. I'll do what I can for as long as I can without apology and without explanation. 

This is my life and I live with disabilities and there are many days that I feel like I'm rocking it. 

When I visited Newfoundland recently I had the good fortune to speak with a group of entrepreneurs who were as pissed as I was to have acquired a disability - we all talked about the need to look disabled. We ended up laughing and crying over the whole mess. 

If you're someone who wonders if "they're really disabled" - bite your tongue - someday it could be you. Disability does not discriminate. 

I needed to get that out. 

21 July 2017

Is the Shame of Failure Holding You Back?

My epic failure happened at Law School in 2006. It was a humiliating, fall flat on my face, embarrassing and life altering event that easily falls into the category of failure.

I have also referred to it as a blessing, a privilege, the catalyst for change that catapulted me into a new profession - one that I grow more grateful for each day. 

It is one of those things that is defined by perspective. Not everyone will see it the way that I do. 

There is truth is the quote by Dorothy Herman "If you're fearful of failure, you'll never succeed." But I would even take that quote a step further. There are many people out there who have failed miserably and allowed that failure to stop them dead in their tracks.

I believe that "If you fail to mine for the gold in failure, you'll never be successful." Failure is the ultimate "School of Hard Knocks". It's a privilege to have been given the opportunity to learn from this perspective. The lessons learned there aren't available in any theory. It's about as custom as custom training gets.

I believe as a result of my event that the harder the knock the higher the potential for learning. The risk inherent in failure is in allowing the event to stop you dead in your tracks - failure does not have to be the end of the road but failing to learn will put you at risk of just that.

Do you have something that you're stewing over - a failure that brings you shame? Have you failed to process this lesson? The time is now - don't let it hold you back one second longer.

If you are afraid to failure, you will never succeed.

2 July 2017

Lessons We Learned When We Were Young - Women, Money and Unlearning

This morning I set out to write about "money mindset" considering that we're one week away from our Book Club. We're going to be studying Napoleon Hill's "Think and Grow Rich" again. It's one of those books that I consider a staple. 

Even when I know what I am going to write about, I always like to do a bit of reading before I sit down to write - this helps me to get focused and usually inspired. That is exactly what happened this morning as I chose to read a couple of short articles from  Sibyl Magazine - an online publication that is written "for the spirit and soul of woman".  Every time I read the tagline, I feel the love. 

I'm grateful for the beautiful Kathy Eckhardt and her gift that keeps on giving. Kathy is not only a contributing author but she also gave me a subscription a while back. I cherish these wonderful nuggets of wisdom for women. 

When we set out to understand our money mindset, which is what we do when we study Napoleon Hill's "Think and Grow Rich", we are often getting geared up to challenge our own assumptions. We are going to put our well ingrained beliefs under a microscope. The first time we encounter this information, we may feel a little uncomfortable - I know I did. 

The people who shaped our young minds did the best that they could with the knowledge that they had at the time. When those lessons are no longer serving us well in life, it may be time to let them go.  Letting them go is a process not the flick of a switch. That's why I read this book over and over - there's always something new to learn today. 

In Kathy's article this morning, she speaks about women being "people pleasers".  How many of you can look back at the women in your life and identify one or two who may fall into this category? I know that I can and I can also remember a time when I would have described myself as one. I'd even go so far as to say that I still have times when I need to push against this desire to please. This has happened from time to time when I speak with someone about making money. Not everyone feels comfortable speaking about revenue for example. 

Want to know a secret? I am getting over this last one - I like making money in my business and sharing how to do that with other people and I make no excuse for enjoying that. 

As dedicated lifelong learners, we spend a tremendous amount of time unlearning that early conditioning and finding our own way through life. Nowhere is this more evident than with our beliefs around money. 

"Money doesn't grow on trees."

"Do you think I'm made of money?"

or 

What about that cringe you feel when you have to put a price on your product or service that makes you uncomfortable? This is evidence of money conditioning at its finest.

I'm reminded that it wasn't that long ago when I had my own struggles with making money. It showed up in many ways. First of all, I didn't have any. I was judgemental and envious of others who had more than I did. I'd even go so far as to say that I would make assumptions about their character based on how much money they had. Does this resonate at all? I'm not proud of this but neither do I beat myself up over it. 

Thank goodness when we know better, we do better. Thank goodness we align ourselves with other people who are on a learning journey and as imperfect as we are. 

Money isn't good or bad on it's own. Money in the right hands can do wonderful things in the world. More on that topic in the program - but you get what I'm saying about  this "unlearning" that we must take part in. 

I teach people to make money - their subconscious beliefs can really keep them from being successful. It's as important to talk about this as it is to have a business plan. I'd love to hear your money story or any story where you had to unlearn something that didn't serve you well. 

Join us next week as we learn more about this topic. 


17 June 2017

I didn't need cash, I needed skills.

As a cash strapped new start up I was convinced that what I needed was money to get my business off the ground. I applied for a $500 loan at one point and was very disappointed when I didn't get it. My coach at the time didn't take it too seriously. He wanted me to go back to the drawing board and get more creative in finding money. 

Fast forward about 6 years and this is what I know to be true. Getting turned down for that loan was a blessing - I didn't need cash, I needed skills.  At the time, I had earmarked that money for a video I wanted to help market my service. But, that would have been a big waste of money -- I didn't know how to sell. I realize that now. Just as I realize that many of the obstacles along the way were blessings. 

Soooooo, ask yourself this - do you know how to sell your product or service? A good measure is ... have you sold one? A prettier website, a great video and a new suit won't get you closer to that sale if you can't close. Think about it, do you really need the cash or do you need skills? 

10 June 2017

Military Entrepreneurs - How Balancing a "Heart to Serve" with a "Profit Motive" Can Be a Recipe for Entrepreneurial Success for Veterans

This has been a week filled with emotions as I found myself meandering down memory lane. The years I spent serving my country were by far the best years of my life. Reinventing myself as an entrepreneur is definitely becoming a close second in terms of career satisfaction.  The satisfaction level of owning a business may have happened sooner if I had acquired the special sauce "profit motive" early on.

The "profit motive", an absolute essential in business is often a difficult topic for veterans to embrace. After all, the "heart to serve" is generally the number one motivator for them in the  military. The good news is that it will also serve them well in entrepreneurship. But failing to integrate the two will result in more than one failed endeavour.

When I was invited to be a navigator for the Prince's Operation Entrepreneur hosted by Dalhousie University this week, I was all over it. This week long intensive entrepreneurial program brings serving and retired military people together for a week of learning about business. The program was impressive and the soldiers and veterans who took part were inspiring.

There's a lot that takes place in the classroom and I'm a proponent of teaching Business Essentials to new entrepreneurs.  Let's not forget that there are certain lessons that  can only be learned with boots on the ground  - the topic of "profit motive" is one that I hold dear. I know that when I bring it up in the early days of entrepreneurship, I can literally see the discomfort with the topic. But the truth is, when we learn to balance that "heart to serve" with the "profit  motive" that business requires, we elevate our chances for success.

Entrepreneurship is an excellent choice for many veterans. They already have many of the core competencies necessary for success in business - that "heart to serve" is definitely the icing on the cake.

Soldiers have excellent skills in adaptability, we can stay the course even during the tough times. Communication, leadership and networking come natural to us. We not only set goals, we get the job done.

The one where I had the biggest learning curve was adopting the "profit motive" essential to business success. This week as I spoke with these new entrepreneurs I saw the same reaction that I had experienced in the early days. When asked whether I charged for my coaching - I said that I charged what I was worth.

Some struggled with that as they responded with "I'm not in it for the money." to which I responded "You won't be able to live your passion for long if you don't balance that big heart to serve with some practical common sense business motives around profit." That has been the biggest learning curve for me.

It's ok to want to make money. We all need money to survive. Money is just the medium through which we exchange service or as my friend reminded me - it's a measure of the pleasure you give your clients. It isn't some social evil. If you offer something that people want and appreciate, they understand why you get paid for that service. You are worth it. 



Want to know more about what we do at PeopleCan? Check out my website .

3 June 2017

There's nothing like the wrong environment to take the sizzle out of your entrepreneurial dreams

Are you a massive dreamer? Do you have a dream for your business that you only take out when no one is around? Tell the truth - does your dream scare you on occasion? I love big dreamers but not everyone does.
I'm a dreamer - I dream in technicolour. I also take bold action to make those dreams a reality - which irritates the heck out of people sometimes. I've been accused of being like a man when it comes to business. I prefer to call myself a women who is driven to succeed and I'm blessed to have surrounded myself with enough like minded people that the trolls can't really distract me now.
I've been busy this week planting a small garden in front of my house. I've claimed this piece of stubborn earth to create a space that I find appealing. It's been a task and a half. My first attempt to put the shovel into the ground sent a vibration to my skull - nothing could grow in this clay that was as solid as concrete. With my few tools, I managed to turn the dirt, add manure, rich soil and peat moss and I am proud of the fertile spot I have created. It's only been a week but I see evidence that the perennials are taking root.
Environment is important when you plant flowers..............and it matters even more when you plant dreams.
Look at the environment where you are trying to plant your big dream - are you planting in fertile ground? Will adding a few ingredients make it a "fertile patch" into which your dreams can flourish?
Or, is it time to find a new environment?
Had I struck bedrock when I put that shovel into the ground that day - I would have known not to waste my resources or my valuable time.
I've known tough environments. "Crabs in a bucket" is a term that is used to describe an environment. I love this analogy because I've lived in a bucket of crabs. In this analogy, one crab with a dream tries to get out of a bucket and all the other crabs jump on his back and try and climb over him - resulting in all crabs staying in the bucket.
It can look like this example that a client shared recently.
You open up shop in the community and people drive right past you to visit your competition in the next community. That's one example of what crabs in a bucket looks like. The message is all about lack of support that is necessary for growth. Planting your dream in an environment that isn't fertile for growth is a waste of valuable resources.
Take time to evaluate the environment before your take bold action.
Sometimes you can get the ground ready - add a few ingredients and turn the environment into one that is very supportive. My little flower garden is a good example. as is the place that I have chosen to grow my business this time.
There's nothing like a poorly chosen environment to take the sizzle out of your entrepreneurial dream. Take the time to choose well.

29 May 2017

A crowbar and a shovel and $500.00

Memories of growing up in rural Newfoundland are rich and vivid. Sometimes it feels like something out of a storybook. My daughter was often enchanted with stories of watching the porpoises from the living room window or walking through a herd of cattle to get to school. Rural living with few paved streets also presented challenges.

We lived in a lane that was built on the side of a hill.  Our house was about halfway down. It gave us an amazing view of the ocean but when it rained things could be challenging.

Long before they paved the lane, heavy rains caused a lot of washout and being below the level of the road, our house was always at risk of flooding. The heavy rain coupled with a ferocious wind meant that it rained sideways. It didn't just rain cats and dogs, there were often chickens and the occasional small child in the mix.

During the heavy rain, you could always find my father out in the lane with a crowbar, pick and shovel. He fought what appeared to be a losing battle - diverting the water away from the house so that we would not be flooded. It took a ton of effort, elbow grease and help from neighbours.

Retrenching is all about results - the reason they exerted so much effort was because they knew the writing was on the wall if they did nothing. Flooding was imminent.

I learned about hard work from my father. First of all, you must be results driven. You dig in and do what needs to be done so that you achieve the results you want. He didn't shy away from a task just because he might get wet. Retrenching is a tough job - but then again, any change is hard. The easiest thing to do is......nothing.

When you're results driven, you don't mind doing what needs to be done. Think about your business for a second. If you're like most people, you want to make more money. You'd love a different result. There are very few people who are willing to do the hard work. You see, change is like retrenching, it takes concerted effort and determination to change.

Retrenching is a word that I came across in a university women's studies course. They were using it to speak about public policy. Retrenching was about doing it differently. Sometimes change is tough and it requires retrenching - where in your business can you see yourself putting up with something just because you're not ready to do the hard work?

Each week, I come up with a question to stimulate discussion in the groups I lead. Generally, it's around profits. This week the question is "Can you make $500.00 in new money in the next 30 days?"

How long will you put up with the status quo before you attempt to retrench?

My father will tell you that it's not easy to divert water - you don't just dig a furrow one time, you have to do it over and over because that water remembers the path and the ease with which it flowed for a long time. That's why they had to spend a lot of time out there digging and watching and digging again.

Our business efforts are no different. It's easy to get up and do what we did last week. But are you ready to take responsibility for the results? Are you ready to retrench?


28 May 2017

Privilege and Lack Of: Benefits and Burdens in Each

It's not uncommon to feel envy when you come from a position of disadvantage. When people all around you are doing well, thriving, travelling and laughing lots while you struggle, it takes a lot of discipline to not feel your own disadvantage.  But there are benefits and burdens on both sides of the coin.

The benefit of age is wisdom. When you know better, you do better. Having been down a tough road, I picked up skills and resources I never would have learned had I started a few rungs higher on the ladder.

I meet so many clever people who have had to be creative to survive.

Envy drains you - criticizing people because they have a better start in life is a waste of time. Sometimes when they fall on hard times, life gets real tough real fast. People who had a rough start often maintain their cool when the going gets tough.

Talk to anyone who has walked on both sides of that road and they will tell you that there are advantages in a disadvantaged start and there are disadvantages in a privileged start. There are benefits and burdens in each.

Make YOUR journey matter.

24 May 2017

What I would teach on the first day of business school.

I stood in front of the small group and asked them to reflect upon what their business would look like in 6 months time. I gave them instructions on how to bring the mind back to the task at hand and I gave them just 10 minutes to reflect on that.

At the end of the 10 minutes, I asked those who were willing to share their dream. One man in particular shared a very detailed story of how his business would look. I could tell by his clear articulation that this was something he had thought about for quite some time now. He even spoke about how it would feel to put the key into his toolbox in the  morning.

What was even more powerful was that at the end of the story, he said "I have no idea how I will make that happen." You see, he was flat broke and had just been turned down for funding even though he had a solid business plan and a burning desire to start a business. Like me, he was hard to employ and reluctantly entrepreneurial but his self worth hinged on his ability to provide for the family.

Contrast that with the folks who couldn't conjure up an image or who couldn't articulate what their life was going to look like. It wasn't that they didn't want to be successful. After all, they had paid to take the course - they were hungry for success. They had families to feed and starting a business was the way to go.

They admitted to not knowing how to dream and they didn't appreciate the role that dreaming paid in achievement. My task was to teach them to value dreaming and to start practising the art.

There is nothing more overwhelming in a business course for beginners and especially reluctant entrepreneurs than a class on finances/cash flow. It's totally overwhelming to speak about cash flow when there is no cash flowing. They haven't learned to turn on the spigot of cash yet and they're expected to speak about the stream. It's an unrealistic expectation.

There are learning cycles that need to take place before hand. In order to get them to suspend the disbelief  that they feel, they need to learn to dream.

I believe the fuel that will enhance the buy in is imagination so I like to teach that particular competency first?

How much time to do you spending dreaming about the dream already achieved? Are you a worry wart? How are you making out with that? Looking at your problems under a microscope doesn't make them go away -- dreaming on the other hand is electric. People come alongside folks who can dream, opportunities happen. You're more likely to step out and learn a skill if you're all in.

Learn to dream and I'll teach you to make money.  

23 May 2017

Know your numbers, make cash flow and budgets your friends.

If you're one of those people who only look at your numbers at the end of the year, you're missing a great opportunity. By year end, it's too late to tweak what you do to increase revenue - had  you peeked at how you were doing after the first quarter, you would have had a better chance of adjusting to secure more revenue. 

Quarterly cash flow projections help us to plan for the next quarter. They also give us a snapshot of where we are right now. This allows us to look at what we need to do to get to where we want to be. 

I'm surprised at the number of people who don't know where they are positioned financially until tax time and by then, it's too late to make use of the tool.

We're hosting a group of workshops around cash flow in June. The goal is to help you get comfortable with your numbers - no matter what they are right now.  

Email: debbie.adams08@gmail.com

22 May 2017

Is it time to walk away? Points to ponder.

Is it decision time? Are you considering walking away from a situation or a relationship? Walking away can be extremely challenging but often it is the only option for many reasons. I once read that you have to let go of one vine in life to swing to the next vine. But sometimes the process can be painful for a number of reasons. Walking away when the time is right takes a tremendous amount of courage.

Here are a few things to ponder if you are in that place of big decision.

Sometimes we stick with business, work and people long after the "best before" date. You know the writing is on the wall because you spend a lot of time thinking about it. But you also spend a lot of time focusing on the best part of it all. This can keep you stuck.

This can be especially true if you spent a lot of time and money or exerted a ton of effort up to this point. You may have a tendency to turn a blind eye to how bad things are and focus on the baby that you helped create or how hard you've worked. Or you may think - I'll go when I get some of my money back if you have invested in something that isn't working out.  This kind of thinking can keep you stuck for longer than is healthy. If  you did a cost/benefit analysis of the situation, you would see that the time is right.

When you let go of something that isn't working, you can find yourself on a springboard to something much better - providing of course that you extract the lesson and go with a ton of wisdom. Think about it.

I've walked away from:

a marriage
law school
many smaller ventures that weren't working.

But I have not taken any of those lightly. I've also learned a lot of lessons and feel that I have gotten a lot out of my sweat equity. What are you pondering walking away from? Are you being honest with yourself?

17 May 2017

Is it time to get bold?

On taking bold action - I had the most amazing vacation this week. When I take time away from biz, I come back with an amazing energy. I love what I do and I love inspiring others to take bold action.
A lady once said to me "You don't see what we see, do you?" I really didn't question her at the time but when I look back I can see what she meant. Long before I took bold steps in my business, other people could see my potential.
I know this because I see this in other people now and I often say to my clients "You don't see what I see." Then of course I hold up a mirror and show them what others see. Sometimes that means letting them see the parts of themselves that need to be changed but that's part of the process when you go for the gold.
You know when you're ready for bold action especially if you yearn for more. I could write forever on this topic - fear of failure keeps us stuck - embracing failed attempts as part of the process will get us closer to the goal.
What do other people see in you and is it time to throw away fear and get her done?

11 May 2017

My 3 rules of collaboration 3/150

I'm determined to write a blog post a day for 150 days.

I love well thought out collaborations - they're amazing business boosters. If you're considering a collaboration take these  3 things into collaboration.

1. It has to be a win/win. Don't be afraid to ask the touch questoins.

WIIFM
What's in it for me?

What's in it for me, what's in it for you?

Don't have such a narrow focus that you're only thinking about the benefit to you - come to the table having considered the benefit to the other person.

2. Hammer out the details. Who is responsible for what, when where, etc. Every single detail. Get it all out there.

3. Measure results, tweak and do again.

Want to learn more about successful collaboration? contact me.



9 May 2017

Don't say I told you so.

Adults love to make their own mistakes and learn where the rubber hits the road. We have a tendency to be overly optimistic when we decide to take a plunge. 

People show up to warn of the hidden dangers but after listening intently we ignore them because......that won't happen to us. 

And then it does happen and we ....... get over it because that's part of being human. We want to learn on our own. Quit worrying about people saying - I told you so. Who cares that they told us so - we did it our way and now we won't have to learn that again. 

At least we're living. 

8 May 2017

Try doing one thing differently!!!

What you're doing right now produces the results you have now. In order to produce new results, you need to do something different.

If you're waiting for wildly different, you will be waiting for a long time. What doing things differently means is saying yes to an invite that you normally would say no to. It's zigging when you would normally be zagging.

Those opportunities show up more often than you think.

Try it today - do one thing differently.

7 May 2017

This is Success

Success is not that thing out there that you have to strive to be/do/get to. This place where you are today is success. The only judge of whether you're successful is you. 

As a speaker and blogger, I am not waiting until I'm as good as Seth before I share what I know. I have something to say now and someone is waiting to hear it. 

Success is every milestone you have overcome and you ought to be soooo proud of that. 

So, take people off those pedestals. Pay attention to your own journey. 

Take leaps.

Fall down.

Dust off.

Do something new. 

That's success.

30 April 2017

Nothing is Left to Chance - My Sunday Routine

This is me sitting down to tackle my weekly plan. Nothing is left to chance in my business. Every quarter, I sit with a coach and hammer out a broad look at the next quarter but in between those official meetings I do this Sunday routine.

I set aside a chunk of time and get out my pen and paper......and crayons. Pen and paper because I'm a boomer and it works well for me. Crayons because my first language is images and that's how I get creative. Call it wonky if you will but wonky is not too shabby in my world. It allows me to dive deep into what I want to bring about.

I start with a meditation and my first thought is "A week of success". This allows me to become centred and focused.  Meditation has become a staple and it allows me to free up time by only doing what needs to be done.

This is followed by a review of my appointment book. Here I find the things that I can't ignore - the fixed obligations that I have no control over. I write them into my working weekly planner.

Next I go with a brain dump for all the things that I would like to accomplish that week. I'm already primed with the glance at the appointment book - there are calls to make, emails to send, flights to book etc. Those need to get done  - the logistics of my work.

Then I look at my events that I have coming up in the quarter. I reverse engineer them a bit to see what needs to get done in the coming week. I keep an event book and I check in on those weekly to make sure that they're proceeding as planned.

Then I do a visioning exercise. I pretend it's end of week and I'm looking back over the week. In essence, I'm dreaming of what I have accomplished this past week (which is really this coming week). It's really not that confusing - it's about starting with the end in mind.

Having conjured up this vision of a successful week, I engage my creative side. This allows me to hammer out a plan to make those experiences happen. I've always been a dreamer - learning to leverage it in my business has been golden.

That's the gist of what my Sunday plan look like. It works for me. Success is never left to chance. What systems do you have in place to make this week amazing?

15 April 2017

When you want to cry......just cry!!!

The day started out lovely - I had a few hours of work to do and then I planned to do something fun. The problem was, I didn't know what I wanted to do and then there was no one to do it with. I did a mental role call to see which of my friends would want to do a little road trip.  Trouble was, there was no one that came to mind immediately.

After a nice long chat with my niece where I was grumbling about my dilemma - beautiful day, no car, no one who loved crazy impromptu road trips like I did - I mentioned that I felt like crying.

My wise and beautiful niece says "Aunt Debbie, if you want to cry, then just cry!!!"

Wow! How powerful were those words. I wasn't struggling to figure out what I wanted to do today - I was grieving and couldn't quite put my finger on it. This really made me think.

Driving was such a huge part of my prior life and losing my license hit me hard. My counsellor told me that it would take me a long time to grieve that loss - she didn't tell me that it would show up at the oddest of times.

What i wanted to do today was get in my car (likely something with a big motor and a killer stereo) and just drive. No real destination necessary, a small overnight bag in case I decided to stay in some bed and breakfast along the way. I'd have my favorite music blaring as I travelled the back roads to nowhere but adventure. I'd likely drop in to see friends along the way - the old fella that has a farm or the guy who builds spinning wheels.

Adventure  - That's what I wanted to do - that's the life I was craving - I've missed the many adventures I've been blessed to enjoy - horseback riding, sky-diving, dirt bike riding, camping, hiking - I didn't need anyone to help me find fun. I wanted to drive myself to an adventure.  I often feel like I'm living someone else's life.

I needed to grieve and having given myself the permission to cry until snot ran off my chin and my throat ached, I could get that out there. I felt better once it was done. Now I can get on with my day.

14 April 2017

What are you passionate about? Sell that.

I sell what I know. I know how to unleash internal capacity - I learned this by unleashing my own capacity.  I went from over mentored, awesome employee material to loving entrepreneurship. Circumstances made it necessary for me to step out in faith and start a business. I've learned a set of skills where the rubber hits the road. 

I sell that knowledge. I'm passionate about that knowledge because it's personal to me, because I've been there and because I see the impact it has in a person's life. 

I am ecstatic about the capacity that we have as adults - a capacity that needs to be unleashed and I'm over the moon stoked about my role in that. 

What are you passionate about? When you find that passion amazing things happen. People show up in your life to help you bring that passion to market. You step out in faith and show your vulnerable side. You reap the benefits. 

Find your passion and make it your business. 

2 April 2017

Are you a good listener? Are you targeting the wrong market?

When I was a rookie entrepreneur, coaches would come alongside and try and sell me services. In the early days, I wouldn't purchase because I wasn't ready to put the skin in. There are many reasons for this.

 Later on people tried to sell me programs/coaching and I didn't purchase because they didn't clearly articulate that they could give me the solution to my problem - we all know what that looks like. We can be so caught up in that elevator pitch that we're not listening to the other person. We've all been there.

When I was ready, someone came along and they spoke to my need and a deal was struck. I was always ready to put some skin in but I am a very careful shopper.

If you're selling a service, are you listening to the prospect to see what their problem is or do you have a canned product that you're going to force on a market? Are you selling to the wrong market?

Market your services to folks who want to get where you are. You have that solution.

What about it? Are you targeting the wrong market? Are you listening well?

17 March 2017

Disabled Entrepreneurs: Barriers, Money and Mindset

I never profess to speak for all of the people living with disabilities - after all, each person has a different journey. We like to fit people into nice, neat categories but that doesn't really fly with me.

I speak for me - a woman who was high functioning, independent to a fault who acquired a disability that sent me into a tailspin for far too long.I am an entrepreneur with a few disabilities and for a very long time I resisted that title.

I just wanted to be normal, to blend into the landscape of people and to get on with my work but that didn't happen. Whether I chose to embrace it or not, I lived with a disability and it has presented problems for me in every area of life. I want to speak about barriers today - two of these barriers in particular - money and mindset.

I've always had the ability to dream a big dream but my disability presented a new layer of challenges for me. It impacted my ability to find work and as a result it left me without resources of the financial kind and let's not kid ourselves - money matters.

Disabled people face many barriers to employment or entrepreneurship but with money we can often overcome some of those barriers. Recently I've strained my vocal chords and have not been able to talk for weeks now. Because I had the resources, I could hire people to do my speaking for me. There's something to be said about having the resources to get over those obstacles.

Money is the external panacea that can often help us to overcome many barriers but what if the barrier is internal. I struggled with self acceptance when I became aware of my disability - it was debilitating really. Confidence and self acceptance are internal barriers.

What if a person doesn't have the confidence - that is a  barrier that no amount of money will cure. There's nothing more debilitating than an internal barrier of not believing you can make it happen. Teaching money mindset has shown me that internal beliefs do impact our external reality. If making money can help us to overcome our external barriers - having that "can do" attitude is essential.

When I teach reluctant entrepreneurs - those folks who are starting a business because they must not because they want to - I address the internal first. You see if we can't believe it, we can't make it happen. When we believe it, magic happens. In a discussion with a facilitator recently we spoke about how financial projections can freak out a new entrepreneur - I believe that is the case when the belief is not there. It's a case of getting the learning objective right - topic for another day.

Each day as I journey toward success, I see first hand the impact that changing my mind has had on me. I also see the real story of how money removes barriers. I have to step back and say "wow" because it wasn't that long ago where I thought I would never make a living again. People of privilege of the financial kind don't get it. Being disabled and poor can be a bitch.

What I know to be true - money matters, it can remove many external barriers but it all starts with the right mindset - believing you can.....

11 March 2017

Mastermind Groups - Start Now: 3 Tips

Back in the day when I was a rookie entrepreneur, I was introduced to the term mastermind group. I saw the value in the group but I thought it was a little arrogant of me to even want one. After all, I wasn't making any money yet. As a result, I talked myself out of it.

But live and learn, If I had it to do again, I'd do it differently. It's never too early to start a mastermind alliance with other like minded people.

Here are three tips to keep in mind when you do.


1. Mastermind alliances are not for life. They're can be organic. The benefit is in people coming together at any stage. Likely in the early days, you can expect to grow apart. When it comes to adult learning, there's this concept of scaffolding. You need people in your group who are further along the path than you are but not so far along that they forget what the struggles were like in the early days. If there comes a time when you are not finding the group beneficial, you move on and form a new group. That makes good business sense.

2. Choose the right people. Choose like minded people (ambitious) but don't limit them to being in the same industry as you are. You want to tap into that knowledge that a group brings. Two or more people that is it. In his book Think and Grow Rich Napoleon Hill describes the mastermind group as a cooperative alliance of like minded people who come together to share "advice, counsel and personal cooperation".  You want people in your group with a vision of success that mirrors your own.


3. Size doesn't matter. Two heads are better than one. Your mastermind group can be any size - two or more people coming together helping you all to tap into infinite intelligence - the ideas that come up when you share a good conversation with another. There is no size limit. There are times when keeping the group small is wise. You'll get a feel for it as you go.

Start masterminding early in business and make it a staple for success.

5 March 2017

What happens to your business when you can't function? Things to think about when the principal is taken out.

These past 3 weeks have been brutal - influenza followed by pneumonia and then a bout of laryngitis to top it off.  My voice is essential to my business. I'd be lying if I didn't admit to indulging in a little self pity. After all, I have experience with loss - tunnel vision led to loss of one career that required a driver's license. But self pity is a topic for another day.

I am cautiously optimistic about being on the mend. There have been times this past 3 weeks when I believed I was recovering only to have a setback again.

What plan do you have in place for WHEN YOU THE PRINCIPAL IS TAKEN OUT of your business? Do you even have a plan?

I didn't have a plan. BUT it has become front of mind for me now. I was absolutely blindsided by the illness.  I had no idea that I would be unable to function for 3 solid weeks - I need my voice to operate. I need energy to get things done especially at this time of year. I had neither. I handled the 3 programs that I had in the works by appealing to the good hearts of the attendees. That's not the most professional way to do business.

There's an insurance that you can purchase that kicks in when the principal is taken out. I want to know more about that.

But let's say you do have that insurance, is there anyone that you would bring in to manage your affairs? Is there anyone you would trust to do that? There are a lot of things to think about.

If you have employees, do they know the processes from start to finish. If you were able to bring in a manager, would it even work?

What if you can't be the go to person, can your staff help fill in the gaps? These are things we need to consider. Generally, we don't bother until we get in a bind.

It's a lot to think about and like most preventative measures, something that you need to have in place before disaster strikes. How far ahead have you planned for such an event.

It's a discussion you need to have today.


13 February 2017

Working from home on a snow day? My top 3 suggestions for getting stuff done.

Working from home on a snow day? Want to get stuff done?

This post is for folks who have stuff that needs to get done but who find working from home distracting.

My top three tips are:

1. Do your round of posts on social media and then close the FB, Twitter, LinkedIn etc.. These can consume major amounts of time and before you know it, you have run out of day without accomplishing much.

2. Do the dreaded task first. Often referred to as "eating the frog". Get it out of the way early in the day. The day is guaranteed to get better as the day goes on.

3. Set the timer for 20 minutes chunks of time. No break for 20 minutes while you work on a task.
Breaking the day up into manageable chunks makes sense. Before you know it, the time is gone and you have another box checked on the list of things to do.

A freebie for you - factor fun into the day. Find ways to make the day enjoyable - bake cookies, make snow angels, get outside your comfort zone and tickle your funny bone.

I'd love to hear what you do to get stuff done on a snow day!!!

Happy Snow Day.

20 January 2017

Cash is like blood; run out of either and you're dead. My favorite cash flow tips.

Truth be told, the first time I encountered the term "Cash Flow" was in a half day workshop on the topic. At the time, the material went over my head. It was a case of receiving information when I wasn't ready for it.

As adults, we have this unique way of learning - we don't pay too much attention to the topic unless it pertains to us.

At the time, I had no cash flowing in either direction. I was in the early stages of business trying to figure out how to get a client. I was a little green and I'm certain that everyone except me could tell.

Fast forward a few years and I find myself in a new position - with the plunge into "bricks and mortar" suddenly cash flow becomes an urgent and pressing topic.  I definitely had a timing issue when it came to cash flow. There was a lack of synchronicity between when bills needed to be paid and when I would be paid for services delivered. I was at that WTF moment.

I was immediately reminded of a quote one of my sages was fond of using "Cash is like blood; run out of either and you're dead."

Many businesses fail early for a number of reasons. One being that there is no market. I did not want to be the person who failed at business because of lack of skills around cash flow.

I dug out those books and they offered some good tips for planning and projections but there are some lessons that can only learned where the rubber hits the road.

Here are my favorite tips on the topic of cash flow.

1. Plan - have financial projections, do a budget or whatever you choose to call it. Map out the next year.

2. Don't be an ostrich - I like to keep my finger on the pulse. I'm all about the soft landing. Most of us do not enjoy that part of business but the reality is developing this habit early can save you from trouble later on.

3. Develop good relationships. I pride myself on being a good paymaster and I develop good relationships with people that I owe money to.  Because of this relationship, I was able to ask the landlord to hold onto a check for a couple of days when funds were low. We had built trust into the relationship.

4. Become an excellent communicator. There's nothing worse than someone who uses passive aggressive tendencies when it comes to money. You can't get blood from a turnip and you can't get money when there is none. People know that. They're a lot more forgiving if you're not dodging phone calls.

Keep in mind that cash is king. Keep it front of mind and keep it flowing.

Cash Flow Workshop
Jan 26th
Register today.
Email
debbie.adams08@gmail.com

7 January 2017

Upcoming Programs at PeopleCan

Upcoming Programs

PeopleCan Training
622 Sackville Drive, Unit 9
Lr. Sackville, NS
B4C 2S3
(902) 448-6376


June 16th, 2017
Cash Flow: What is it? How can you make it work for you? 

It’s tax time so you scramble to pull together some numbers so you can get your taxes done? Does this sound like you? Is this the first time you get to glimpse of what your bottom line is? Would you like to be able to do your financial projections for the next 3 years and then make those numbers work for you?

People who understand numbers and who regularly track those numbers generally make more money.

Get more info here


June 2017
PeopleCan Business Success for Direct Sellers
6 Month Programs Starting Monthly Beginning in June 2017

Direct sellers who have taken one of my Essentials to Business including Money Mindset and Taxes, Networking 101, Using FB Live to Sell Your Products plus Successful Collaborations that Sell have been asking me for more. So I've created a six month coaching program for entrepreneurs who are new to direct selling PeopleCan Business Success for Direct Sellers.

During our 6 months together, we will cover these 10 topics:

1. Perfect Your Craft Talk - Introduce yourself confidently at an event in a way that encourages engagement and relationship building. 

2. Run a Successful Home Party - I will share my template and tips for planning and hosting a successful home party - an essential for relationship marketing. 

3. Money Mindset and Taxes - a staple in business - what can you write off and is your mindset aligned with making money. 

4. Networking 101 - how to work a room like a professional designed for folks who don’t enjoy the thought of networking.

5. Essential Communication Skills – a topic that will be stressed in each session. How to communicate with confidence in business.

If you want to know more about the other 5 learning objectives, contact me for details. 

Format: 
Once a month we will meet in person at PeopleCan Training, 622 Sackville, Drive, Unit 9, Lr. Sackville, NS. 

Groups are limited to 8 people. There will be one person from your business - YOU. The other 7 people will represent a different product. That means that there will be many teachers in the room who may have something to share. 

Private FB Group - you will belong o a FB Group where you will find valuable resources. I will check in once a week with a training on the topic of the week. I will be using FB Live and you will be encouraged to use FB Live in the group to gain proficiency. Pitch free zone, learning only. 

Bonus: Book an optional 15-minute one on one coaching session with me each month. that's where you can speak about challenges that you are having that you may not want to bring up in group. 


If this sounds like you, email me at debbie.adams08@gmail.com or call me at (902) 448-6376 

Website: www.peoplecan.ca

This program will provide you with the support and accountability to build momentum and your bottom line.

Cost: $282.00 plus HST (that’s 47.00 per month) when you pay in full


Pay in 2 equal payments of $156.00 (that’s $52.00 a month)



Small Group Coaching: Let's Make Some Sales - Serious Entrepreneurs Only

Intensive 3 month program designed for folks who are serious about making sales.
3 month Committment
One objective - increase sales
6 people in a group
Power Coaching